Please contact us if you cannot find an answer to your question: support@efslife.com
Using a Benefit Plan as an example, consider this:
If you have an effective individual tax rate of 37% and you contributed $200k/yr into a benefit plan, you'll end up paying over $1.6M in taxes, reducing your income significantly.
Enhanced Pension enables you to keep your entire savings working for you, securing a greater outcome over time. Rather than paying the taxes out of your savings, we partner with a lender to pay tax instead.
The interest earned on your entire plan’s value offsets the interest expense on the loan to cover your taxes. It is less than the taxes paid, and that difference compounded over time can provide a greater income during retirement.
The details of how this works varies client by client; our proprietary modeling tools show you exactly how it works using your savings figures and retirement goals.
Potential Candidates For Enhanced Pension Include:
Business Owners, Shareholders, Partners who would like to deduct a minimum of $200k per year OR High-Income Professionals who would like to contribute a minimum of $100k to their retirement savings.
Examples:
Our team is wholly dedicated to providing you with personal,
customized solutions to best support your planning goals.
EFS Life is a holistic advisory firm with specialization in tax efficient solutions.
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